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What You Should Know When Paying With Your Credit Card


As the world we live in continues to develop into a more technological advanced society, there are new risks to consider and be cautious of when it comes to shopping and using credit cards. Since we’ve turned our currency into plastic and digital numbers, it can sometimes be easier to be scammed or robbed—and it’s not just online shopping to be worrisome of. Fraud can occur at:

  • Restaurants
  • Shopping Malls
  • Cafés

Often times these scams are happening when credit card terminals (the machine you use to pay) have been tampered with. This process is known as “skimming”.

Thanks to Ingenico, a credit card terminal manufacturer, we now have some tips on how to identify a skimmer as compared to a standard terminal. We’ve also compiled a few other tips on how to avoid a scam. 

Skimming terminals are usually slightly larger than a regular one.

You can tell them apart by the amount of space your card has at the bottom. The standard space is about one inch, whereas the skimmer is about a centimeter.

This can be further tested by noting the width of the machine. A skimming device would have thicker rims.

Though it might not be the easiest to test this without a ruler, just comparing this image with the previous image can give you an idea of the differences in size.

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